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网上真人赌博平台捕鱼经济压力剥夺了我们的认知带宽


第7天:论贫穷和自律

第二项研讨外明,经济压力褫夺了我们的认知带宽。为账单、食品或者其它问题忧愁,会削减提前思虑或自律的能力。于是,穷困会增加心理职守。—Nicholas Kristof 

财务压力(或者同类型问题,在线网赌,各类各样的压力)会低落你延伸满足的能力。于是,穷困人员发明自己很难抵制诱惑。最终,在线网赌,他们陷入一个恶性轮回——他们无法摆脱穷困,缘由是穷困给他们带来了持续的心理压力,在线网赌,这导致他们做出倒霉的决议——不但仅是财务方面,还蕴含和他们相闭的健康、人际闭系和总体未来相闭的决议。

是不是能够这么以为,若是你正在财务上挣扎,你就只可必定过一个倒霉的生活?不定。担负起幼我的责任,并且起头意识到问题的源头,能够援手你向前推进并克服你的环境。

启动我的一项生意使我陷入债务。让我每天接受了宏大的压力。无论我做什么,背后总会有这样一个设法——我有债务需要偿还。有几个月,我的确不能定时终了我的义务,要不是我正在末了几分钟赚到了少许钱,我可以被迫把店闭关了。

这次阅历使我认识到,无论他们说什么金钱不会带来快笑,起码要正在银行里保留几个月的收入,这意味着你是正在一个相对没有压力的生活和另一个当你无法付出一项紧急、沉要的开支时那种令人解体的震惊之间的区别。

若是你正在财务上苦苦挣扎,你的首要任务是:以最急剧度摆脱债务,并且筹备一项起码可能保证3-6个月基本生活支付的应急基金。除了能够提升你的财务健康,还能大大低落你的压力,加强你延伸满足的能力,做出更有利于你未来的最优选择。



Day 7: On Poverty and Self-Discipline

A second line of research has shown that economic stress robs us of cognitive bandwidth. Worrying about bills, food or other problems, leaves less capacity to think ahead or to exert self-discipline. So, poverty imposes a mental tax.

—Nicholas Kristof 7

Financial stress (or for that matter, all kinds of stress) diminishes your ability to delay gratification. Consequently, poor people find it harder to resist temptations. In the end, they get stuck in a vicious cycle — they can’t escape poverty because it imposes constant mental stress on them, which then leads them to making bad decisions — not only the financial ones, but also those relating to their health, relationships, and general future.

Does it mean that if you’re struggling financially, you’re destined to have a bad life? Not necessarily. Taking personal responsibility and becoming conscious of the source of the problem can help you push ahead and overcome your circumstances.

Launching one of my businesses put me in debt. It exerted immense daily stress on me. No matter what I was doing, there was always the thought in the back of my head that I had a debt to repay. In some months, I was so close to not meeting my obligations on time that I would have been forced to close up shop if it weren’t for some money I managed to make at the last minute .

This experience has made me realize that no matter what they say about money not bringing happiness, at least several months’ worth of income kept as savings in the bank means the difference between a relatively stress-free life and the soul-crushing fear when you can’t cover an urgent, important expense.

If you’re struggling with finances, make it one of your priorities to get out of debt as quickly as you can and build an emergency fund covering at least three to six months of basic living expenses. In addition to improving your financial health, it will dramatically reduce stress and strengthen your ability to delay gratification and make more optimal choices favoring your future.

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